California based investor looking to purchase single family properties all cash in Ohio and Kentucky. 

Think COVID, non-payments.

Purchase price of $76k if purchased with cash or financing, or $85k if purchased with seller financing.

Purchase price of $76k if purchased with cash or financing, or $85k if purchased with seller financing.

Also, if we cash out the 457 and/or 403b and have taxes taken out, could those taxes be returned when we file our returns?

My Cap Rate went from 9% to 6%,  my cash on cash went from 10-11% to 6-7%. 

For my OOS rentals, they're either in places where I used to live, or where I have family... not random markets I picked solely because the median price is low and the made up cash flow based on rosy assumptions is high

Sounds like a cash out refinance would be a great option.

I am aware of the Sewage issue and i am aware that in this high interest regime it won't be a cash flow property.

Many of them don't have a lot of cash reserves if they're paying high mortgage, rent, have children etc.