There are extra requirements to quality once you get up over 6 loans with either agency.Happy to chat if you need any more info.

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At first glance it appears that rents in the area will support positive cashflow, based on home prices, taxes, insurance, etc.

The MI company was Radian and they denied the short sale when the lender approved it.Call their loss mitigation department and treat them as you do any other negotiator, explain the situation and send them over your data and comparables to support your offer.What happened on my deal is that the MI company apparently approved it as long as the 1st lien was willing to take more of the loss, I am not sure about the specifics but they came to their own agreement and I was able to get the deal done.The point is be persistent and don't take no for an answer.

The DPA and the fee had to be immediately repaid at closing to the DPA lender by the seller.Basically, you have to find a property that supports a higher apprisal and a lender that doesn't care about the source or seasoning for the down payment.

I have heard that texas was undervalued and is now only at a reasonable level, but I've also heard that Texas can not support its current prices and is a "boom and bust" state that was at the tail end of the boom and may starts its correction much later as well.

Nate, I also support idea #2.

We chat with the different people that we met through the course of the 3 days.

There is still dirt supporting both ends of the pad where it meets the neighboring pads, but I'm concerned that that supporting dirt will cave in and the sidewalk, level now, will tip or --I don't know the term--subside?

The explanation provided must support the amount of the increase.