Good deal flow (you should ask them how many deals they sold in the past 6 months)List deals that meet your specific investment criteriaResponsiveTrustworthy (for example, offering memorandum is accurate, rental comps are accurate)Offers connections to other real estate professionals (e.g., mortgage brokers, property management, etc.)Open book: allows you to ask questions about their current and past listings

There is also many Private Money Lenders the buyer can get. 

You'll need to move to a private lender, or get a commercial loan...maybe blanket your properties.

We also have a 50k note with a private investor at 9%. 

Hi ya'll I'm putting together a Pitch Deck for Private Lending and want to add Exit strategies to it.

I recently closed a wrap-loan with a local bank where I financed a home with a 3 year ARM on 20 year amortization and then sold the home as owner-finance with a 5 year ARM and 30 year amort.

In the past, I have adjusted the due date, set up 1099 type tenants on a quarterly payment schedule, requested (and received) 2-3 months rent in advance, sold the property via lease/option, etc.I get that the norm is rent due by the 1st, late fee accrues on the 6th, but this tenant's situation apparently doesn't fall into the normal category, so ask the question, then evaluate whether you can live with (and accommodate) the answer.Good luck!

And since you rehabbed it, she will get it back in better condition than when she sold it to you.

I'd think 5 months would be plenty of time for you to get it fixed and sold and out of her name.

@James Dutcher  I haven't worked with that company so can't comment, but for me, friends and family are the only private lenders I work with.