If you do that, you will build your wealth, retire early and have a secure career, even if the real estate market has some sharp corrections.  

I would also say that your best move is to adjust your perspective and take a slightly different approach.Your first deal is always going to be a pain and if it's not one thing, it's another.

I can always refi and pull the money out again(pain in the butt) to loan. 

files to BBB, and letters to people to help with my Pain

But submeters are installed for each individual unit which tell you how much electricity each unit used, and you bill the tenant accordingly.It's more of a pain in the a$$ from an accounting standpoint, but it's a lot cheaper than installing individual meters for each unit.

Or perhaps they have a total pain the rear, that is bleeding them dry.

The guy basically did not say a single word during the showing, and was clearly and painfully "friend-zoned" like you wouldn't believe, it was kind of hilarious yet sad.

As painful as it may be, make sure to pay your HOA dues every month. 

You sound like a sharp guy so just try to take in all you can and develop a business plan you are comfortable  with and stick to it. 

Actually, the idea came from a administrator at SW Missouri University and having an adult education on line course linked to the school, making my life easier, that is still a pain!