HelloI recently have a rental property with tenants for over 8years.

I figure for the first year, this property would gross at least $50k-60k annually.

Having two open loans for the property is not ideal as that's double closing costs but maybe that is a fairly normal strategy?

I have an ADU on my property and we have been performing well. 

I reached agreement with a seller to buy their 12 unit building at a very good price, but the property is located in an area where I'm required to have windstorm insurance because it's location close to the Gulf.

The final bid price varied depending on the property.

The tenants debt is about $1600 and goes up by 10% every month because the property manager keeps the late fee. 

Hello Jovan, I would think appreciation is based on scarcity of the property, if you buy a home in a cookie cutter neighborhood, you probably aren't going to see a lot of appreciation. 

Skiptracing is a valuable tool for real estate investors, especially when you're trying to locate property owners from returned mail or to expand your marketing efforts.

Hello BP, Is there a metric, tool or indicator I can use to determine vacancy rates in a specific area before buying a rental property?