It is just me, so a duplex or something of that nature would truly work.

Yes, if they follow proper procedure for changing the CCR, likely a vote, they can change the rules.  

@Einat MenasheThe matrix below may help with terminology and comparison/contrast across the various property types, the information is general in nature and there are of course exceptions:So based on the matrix above, your question:Is it correct that the ARV for small multi-families is based on your NOI and Cap Rate?

Natures Miracle

This will necessitate the licensee opening a personal trust account, which must be registered with the Georgia Real Estate Commission and set up under the supervision of the licensee’s broker.Because an active licensee’s broker is considered accountable for all the licensee’s transactions – including personal ones – the broker must be informed in writing and must approve the procedure and any advertising the licensee wishes to do.

@Jordan MoorheadAs a Minnesota (temporarily a Wisconsinite) I've subscribed to the cabin religion my whole life and my near-retirement parents are trying to understand how to afford their own to retire with (religion makes us do crazy things ;)As near as I've been able to good naturedly guess, the cabin love is what you get when you mix the seemingly universal desire to travel with the home-body reserved demeanor of Midwesterners.

I think the nature of my question is more from the lending side.

Many will say their eventual commission is their incentive and this is simply the nature of their work, but something like a gas card would help let them know you appreciate their hard work and should be pretty universally accepted as opposed to trying to guess what restaurants they might like/stores they might shop at.

Obviously there was no verbal agreement and I found out that the lady has a medical procedure done on Wednesday and probably wants to stiff arm me out of additional funds.

BUT, i have been the victim of two arson attacks at two different residences(stemmed from my confrontational nature, even though I was morally in the right), I have several friends/acquaintances that have been murdered by opposing gangs of their friends or relatives, even though they themselves were not gangsters.