And a mortgage lender, referral from the HML that did the purchase loan helped me on the refinance.

and more important can I contact them and try to buy the note or the mortgage??

@Yaping Zhang Local banks and mortgage brokers, I use both.

Having built equity in our previous live in flip and wanting a bigger property and home but not wanting the big mortgage so we stumbled into the idea of buying a place with a rental.

Ive just turned 26 and at a point where I have a few years of rental history under my belt and can’t stand paying money on mortgages that aren’t mine.

FHA, VA, and Conventional mortgages each come with their own set of rules and requirements or the condition of items such as the roof, plumbing, appliances, peeling paint, floor coverings, etc.

i was told by a mortgage banker that i have to have 2 years work history to qualify for a loan. is ther anyway around that so i can invest sooner?

@Karla Slyngstad, in your example you would be taking what is commonly called mortgage boot (lessening your debt) to the tune of approximately $345K. 

What marketing techniques/venues do we use to find prospective tenant buyers who will ultimately be able qualify for a $285,000 mortgage and pay from $1800 - $2000/month lease payments.

ARV is $325-350k Mortgage is $325k.