General requirements would be 20% for a 1-4 unit property, DSCR of at least 1.00x or greater, and you can qualify with a score as low as 620.

Class A Locations Low Cap RateClass D locations High Cap RateCap rate is a reflection of the risk in the asset and market.

I did basic math and even on low number paying them would be around 10-20k out of my revenue and I don't think they are going to generate 20k more because of the areas/homes.

Changes are low that you will be reimbursed for the damages and sounds like you can't prove that they occured with their tenancy. 

3) Nothing about process of how maintenance handled?

Extremely low vacancy rates, very low turnover, maximized rent trough improvements, create high resident satisfaction etc - all add up to a critical advantage over a 10 year period.I feel lucky that have landed in a market which had both cash flow and appreciation over the last decade. 

When I put in the values of our current house in the Rental Calculator, it says "low confidence".

Are you just wanting a low down payment?

Both ceiling fans have been replaced with fans that are smaller fans with no globes, just regular bulbs; that look very low quality. 

Then the other thing is Oregon coast is just Brutal on maintenance especially ocean front or near.. so need to up your cap ex.