Can anyone reccomend a great insurance agent in the area who specializes in Rental Property.

Our setup has us splitting losses 50-50 as added insurance to the investor and as a way to show i have skin in the game. 

I need affirmative title insurance coverage for these encroachments." 

Here is their deal breakdown: Purchase Price: $189,000 Down Payment (3% conventional): $5,760 Value Add: ~$5000 (Installation of A/C, plumbing updates, and miscellaneous items)Rent form September 2017-July 2018: $11,400 (Owner Occupied & rented other rooms)Rent from August 2018 to July 2018: $18,000Brian Glasser, the Team Leader in Kansas City, has hit the ground running with building his real estate investment portfolio.

Do you have some good insurance brokers to recommend who cover Broward County?

It does seem like a risk I wouldn't want to take.I'm sure you will, but be careful to use insured and licensed remediators for lead and asbestos, if for no other reason than liability. 

I know you're not keen on refinancing since you don't want to lose your current rate and you're likely not at the 80% LTV mark, but this path would free up your options and enable you to acquire another multi-family home sooner than saving up 15% down for HomeReady.Also, your current FHA rate of 3.750% will come with life of loan mortgage insurance of .850%. 

These plans will be used to create specific structural plans for a large plumbing, electrical, and remodeling job in all the residential units. 

How much are property taxes/insurance?

.- even if you don’t think you have problems with things like AC, heating, plumbing, etc., have it inspected.