I disagree with your version of events but your feedback and experience with us is relevant.This was beyond our 30 day full guarantee and satisfaction policy when we were informed by you of your demand for something outside the contract well after that period.

However, it demands strategic and cautious handling.The advantage lies in accessing capital without selling existing investments, but the risk involves putting your primary residence on the line if you can't meet the loan obligations.A HELOC should not be your primary choice, as it carries more risk than a traditional mortgage with higher interest rates.Considering your stable income and disciplined approach to investing, focus on saving for the down payment.

Also, focus on 2 years of job/income stability.Class D Properties:Cashflow vs Appreciation: Typically, all cashflow with zero or negative relative rent & value appreciationVacancy Est: 20%+ should be used to cover nonpayment, evictions & damages.Tenant Pool: majority will have FICO scores under 560, little to no good tradelines, lots of collections & chargeoffs, recent evictions.

@Alex NgMost likely, income verification will be based on your tax return documents. 

I can get a VA loan but again my debt to income with being on this house with my girlfriend and new car is making it hard for banks.

All of my rental properties will be going into the business on the property management side which will provide the company immediate income.

Before my personal and 'rental' income/expenses were very co-mingled.  

In a state with no income tax, I'm getting killed by property taxes of 7K a year for each property.

I have a healthy income and have built a solid financial base for my age.

For sure can do a DSCR loan in the llc no income and no doc . some lenders even go down to 50k for minimum loan amount