It sounds like the prospective Tenant Buyer lacks credit and sufficient income, Not a good combination.The way to put together a successful Lease Option (rent to own) with Tenant Buyers is outlined here:https://www.biggerpockets.com/forums/600/topics/58...

Why waste your time or energy on this- sounds like a stinker all around.

I agree that something like a private mortgage sounds better.Do you or others on the forum have recommendations for structuring a “sell & stay” deal?

Sounds like they are telling you they aren't really for sale, unless you want to overpay.I get this all the time from wholesalers on some of my properties. 

Doesnt sound like much of a deal.

You get exactly what you want, you have little to no repairs for the foreseeable future, (done right) they'd be in high demand, sounds too good to be true!

I just want to make sure the information sounds legit before I even attempt to move forward with anything given I can only go off of the pictures provided on the listing, which could possibly have been taken from somewhere else?

Great point, Thomas.There's about 60k equity in it right now and my mortgage rate is 3.8%I hate the thought of having that much equity tied up in it so it would be great to pull some out.Cash-out Refi sounds good but my rate would also jump up. - Small price to pay to have access to the equity.But a HELOC seems like a no-brainer, just as a safety net.

Sounds like it would work well for us.

Sounds like Habitat has done them right.B - Ground up construction and additions are not for the inexperienced investor (especially in today's market where contractors are scarce).