One of the reasons why the seller would not want a structural inspection is that if something is discovered and you forward that information to them, they will have a duty to disclose to all future buyers. 

Hi, I'm just finishing up my degree in accounting and start work this Fall, and I recently discovered BiggerPockets and it's convinced me that Real Estate is the path I want to take to financial freedom and an early retirement. 

Running numbers in a spreadsheet doesn't set you apart or give you a secret insight into a deal...You need to focus on something that makes a deal and find a way to apply it to the market.

Last week I discovered one storage room being used as a bedroom by a friend of the tenant.

Learn how to use PArtners, Sandwich Lease Options (a much better way to start out), seller financing, flipping cash (not necessarily buying low/rehab/sell high), the secret of this number sequence...1073751824...and how and why you should apply its meaning to every decision you make, and much more.

But if the Lender discovers you are NOT living there would ramifications (at least that what we are told). 

In 2015, I had not discovered BP yet, so shot from my hip.

I recently discovered that apartment units are available to sale in my area and I'm wondering if it is a wise decision to begin by owning an apartment unit rather than a SFR.

I first discovered BP when I heard the BP podcast.

Just listen to what they teach, explore, discover.