As well, I have a small new construction condo project and having a really hard time finding funds for it.I did few flips using my own credit and conventional mortgage to finance it but there's certain limitations to these approach as well as rehab cost is not lender's concern.

And while Airbnb and HomeAway do provide some insurance coverage for hosts in case of damage, you'll absolutely need a homeowner's insurance policy that's designed for a short term rental property - which is different from standard homeowner's insurance.

OK I have an investor wanting to JV on a multifamily portfolio (6 houses), he will provide half of the down payment and find a line of credit for me on the other half.

It is only to be made whole for damages or unpaid rent should it come to that.

I had a claim (water damage, mitigation, and repairs) in one of the houses which resulted a hike on my premium. 

Your credit, experience and liquidity are the determining factors. 

I t needs to be rehabbed . the kitchen had some water damage and the rest og the house is solid.

The problem I am having is no residential contractor is guaranteeing they can fix the issue then contractors flake etc.The tenants still want to be in the house which I find odd as I later found out water came into the garage and there is a lot of mold damage and I had another water restoration contractor removing the drywall and scrubbing the wood frame of the walls. 

When this was discovered the tenant was promptly evicted, but the damage was done.

Maybe the falling stars represent her fall from grace and the second one Is her falling credit score