Obviously in Houston most would prefer a large home for that price, but there are still plenty that prefer condo lifestyle with no home headaches but there's one for sale right now over $5M in my building a little bigger3) David -  Like I mentioned mine is many floors higher as a comp that sold a few months back that was basically stock from the developer, mine is upgraded significantly and higher, but of course that's irrelevant now as that one sold at the time and ours has not.There's really no rhyme or reason in this end of the market, I don't expect a quick sale from my realtor but it has been nearly a year, at some point you just begin to blame the person in charge of selling it for not marketing it properly,etc.

But long term, by carrying your mortgage for the full term and making minimum payment, you are racking up some serious interest charges (but hey that's finance folks).It really depends on your financial goals and what YOU want.  

The answer is that that is the only politically acceptable way to do it without charges of bias, profiteering, discrimination, etc.Ironically, the wholesalers are doing what the real estate broker can not do, using a net listing, pricing the product individually by time, effort and demand.  

In fact, it will increase your taxes by lowering your interest deductions as you pay down principal and reduce interest charges.

For residential investment properties most banks lend 70% LTV, and you can typically get the 15-30 year range, along with market interest rates (compared to hard money, which charge points and higher rates).

If the roof is really high most will charge extra.

What most lawyers charge is pretty reasonable I have found.

They said they don't charge any points, they only have a flat interest rate.

Chances are your builder is up-charging you for the service and just subbing it out anyway. 

Pass background check- some lenders charge between $750 to $1450 for this.