Do your renters tend to be long term?

@Athol Dickson you seem to have a solid handle on your situation, I wish you all the best in your adventures in hard money. 

Nothing you need to do other than bring them your deal so they can get a title search going and then they'll handle all the details of the closing for you.

@Brian Gibbons    is correct in reality, while there are lenders that can make loans after the discharge, they will be difficult to find, conventional mortgages require 2 years, in reality that will be 3 years and depending on the reason for the bankruptcy it can be longer, there is no requirement to provide a mortgage at any point in time.

I'm truly stressed about this and don't really have enough experienced knowledge to know how to handle the situation.

We buy about 3-6 properties a month and are currently looking for a contractor to handle our LA projects.

Hi CatOur focus is private real estate lending to investors only so we have a pretty good handle on getting deals done.

Wish my crystal ball was working just to see how this will play out so i know how to handle it! 

I handle a lot of real estate work including for many real estate wholesalers.

It won't be long before you can structure deals more favorable to you.