I have already discovered they don't answer their phone, don't have website account access and don't take credit cards.  

set up accounts on auction websites or contact your local realtor for a list of foreclosures on the MLS

Having the vacancy, capex, ect. accounted for is always a good measure.

Account Closed I'm an investor and also a real estate agent in the Fayetteville area. 

Is there a source for the following data;  I am looking for the "norm" for the expense ratio (based on either GPR or Gross Income) for individually metered garden style apartments in the south east and the mid Atlantic (Region IV) : Marketing Insurance Janitorial Service Lawn/Snow Licenses Miscellaneous Professional Fees Accounting Legal Property Management Fees Repairs and Maintenance Resident Superintendent Salaries and Wages Supplies Taxes Real Estate Personal Property Payroll Other Trash Removal Utilities Electricity Fuel Oil Gas Sewer and Water Telephone Other (whatever I missed)

In reality I simply pay it from my operating account and move forward.

Don't close credit accounts unless you absolutely have to and remember the earlier mention of debt to income.

We've had a really hard time getting our accountant to get back to us on questions (arg- probably need to switch to someone in Oklahoma City with better knowledge on real estate tax code) because I'm definitely wanting more clarification on logging hours and what applies.

I will have the 25% to put down but the 6 months expenses is in a retirement account I can touch but would prefer not to.

Account Closed - That's what I was thinking as far as needing to be priced under the luxury units.