@Chai JonnYour business may only sponsor one form of employer based retirement plan; either Solo 401(k), SEP IRA, or SIMPLE IRA, but not a combination. 

Hello everyone, I recently got permit approval in SJ (Willow Glen) for a 630 sqft attached ADU + 170 sqft addition to the existing unit.

Additionally there are continuing education requirements.

@Paul DeSilva, I don't think it's correct to assume that leveraging a property that is paid off to purchase an additional property will result in your your net worth decreasing. 

@Daniela Reyes In addition to your local REIA, check out groups like AAPL (American Association of Private Lenders) and go to lending conferences (AAPL has one coming up in Vegas, PitBull does some...).

The original idea was to house-hack using an FHA loan in addition to a down payment assistance program offered in my area.

They currently want to refi and pay off original investor that got them through the purchase and rehab.In walks my money SDIRA (not a ROTH so all tax deferred) to refi and also partner on holding the investment for rental income.Anything can happen even though it’s rehabbed with a home warranty - all expenses are 100% on the investor side (my IRA) which means if additional money is needed that the rent does not cover, my IRA will have to pay the expense.

Sounds like you know a bit about creative deal structuring which is a major addition to one's toolkit.

I have saved up about 225k in cash and another 230k in stocks consisting of 401k and iras of with I could pull out a total of about 150k of.

I am starting out in REI, but I have a hard time imagining not maxing out retirement accounts available to me (403b, Roth IRA, etc).