Sometimes (usually) this means they don't have employment so there might be other problems down the road.

What's the employment (or unemployment) picture like?

I don't see that as being any different than requesting bank statements and/or paycheck stubs, to verify employment/income.Caveat, I don't know the landlord-tenant laws that would apply. 

Too lengthy to list here, but the categories are: General Requirements, Residence/Rental History, Income/Employment History, Financial/Credit History, and Legal/Criminal History.In Washington State we're required to show applicants our rental criteria before we can accept an application fee.

Employer Reference - Call and check5.

For an occasional flip, it may not be worth the effort (remember, flip profits are treated as active income subject to self-employment tax and the whole nine yards). 

@My Lo,First, if you have a 401k with your current employer you are most likely not going to be able to do it, typically current employer 401k can't be rolled over until you are either no longer employer or reach a retirement age.If your 401k is with the past employer then you are free to move those funds into another retirement account.

Hillsborough (the town, not the county) relies primarily on Osram Sylvania for employment.

Chances are she is a dead beat, you will find out her employment record when you screen, but the father will not be assisting her indefinitely.If the job she is leaving does not meet your income standards you should reject her application since her future job will likely pay the same or less.

Owner Financing is good in certain situations which I am going to list below:People who can't get bank loans because their credit sucks, or they might be newly self employed and bank won't loan them.People who have maxed out on govt backed loans.