I know it's a small difference but if you call banks about HELOCs they may transfer you to their residential side not knowing any difference and then that side may not know that the commercial division will write them....so just ask for Lines of Credit when talking about investment properties. 

If they are VERY professional, they will have their processes in writing as verification that it is enforced equally and fairly by their entire staff.6.

I’ve started using TenantCloud.com to track my property and they do have a listing functionality that will syndicate to multiple sites, but I’m guessing they will be more skewed to a US audience.If anyone is willing to share their experiences, that would be great.Patrick

They would probably have to read the old docs and write a modification. 

Not all companies will write a Homeowners policy in an LLC name (although that is becoming less common). 

Yeah i write into the leases that tenants will pay 1/2 of quarterly water bill mailed to them by landlord.

Or sell it put all the equity in next home and build and add an apartment in the basement with the goal of keeping mortgage payments close to what it was but with a larger more functional house.

If a tenant trashed it, I wouldn't write it off just because the carpet is 30 years old.

I would get an attorney and have them write all this out for you so you both have everything in writing before something happens.

I would try and get something from Empire in writing (email) that you are OK and don't need anything.