Using your remaining amount will minimize the amount you have to come up with if you us an FHA on whatever remaining amount you have to spend.  

I lost the 4 people I care the most for recently and I no longer get to spend time with them since she left, I just wish to turn my life around.

Spending time talking to people who have been there and done that will save you time, help you avoid mistakes, and hopefully result in new friends.  

You shouldn't spend this much time thinking about light bulbs. 

You can, after all, spend time researching investments and pushing the buy/sell button on your stock trading IRA, as a comparison.The issue becomes one of scale. 

Doable, but you’ll be spending a lot on closing costs times 22) find some private money.

Obviously, this means you'll have to spend some money, but the results are worth it (in my opinion, and in my market). 

Think of this as your "due diligence" if you need to spend a few bucks to talk with a local real estate attorney (although some of them do give free initial consultations).https://www.richardhornsby.com/crimes/regulatory/unlicensed-practice-of-real-estate.html

I will always have a max number plus 500 .. many times everyone is backing into basically the same number and u can win the property by just spending a few hundred more. your not going to turn the deal down over a few hundred right.if its on line auction winning the bid just means your now in contract to buy.. and its a normal escrow after that.you will never work with the bank you work with the auction company.

You could always spend a little more energy, and email the bank asking them to add more rows for you.