Which of these funds can I use penalty free and tax free for a downpayment and closing costs on a secondary home mortgage?

We are old enough to do that without penalties, but that may have some unwanted tax implications due to our current W-2 income.What's going to be the best way to analyze our options and make a decision, and if it IS to get a HELOC, are there any recommendations?

That is by far the cheapest / best financing available and why we seek to refinance into that as Step 3 of the BRRR method.If it does not qualify for good financing, then you are stuck with cash, hard money loans, and seller financing. 

I’m seeking some advice as I have never owned a property before.

Hi All,
Long time follower, first time poster here. Thank you in advance for the feedback! I bought my first home in April 2021 and have been fixing it up myself/with contractor friends/other contractors. I moved in ...

Hi All,
Long time follower, first time poster here. Thank you in advance for the feedback! I bought my first home in April 2021 and have been fixing it up myself/with contractor friends/other contractors. I moved in ...

What you pay can be included in the lawsuit, and it may be easier to get that back vs. freezing and rehabilitating your credit and having to try explain that every time you seek credit from now on.  

Yes, I am seeking legal consul on this specific question.

If you can't show any income on the property, it may hurt you, but a good mortgage broker would really be who you want to seek out to answer your question. 

This will be determined by normal market supply and demand - and researched through property managers, or various online tools that all seek to understand comparable units for rent in any given neighborhood.3 - there is no "right" way to calculate return on investment (roi) - it varies with the property type and your investing goals.