Chris...I believe this is in the circumstance of loans made to individuals where the loan is securing a primary residence, correct?

My guess is that it is vacant ask if you have his permission to enter as long as you leave it secure when you are done. 

In Massachusetts - We purchased a 4 family house and one of the tenants did not have a security deposit.

A few years ago I graduated from San Diego State with a bachelor degree in Criminal Justice and also got my master's degree in Homeland Security.

Since you would have more units, you would have more scale on depreciation of appliances and improvements like a parking lot or security lighting that you may not have on a SFR.

Other challenges:  Tough to plug in security cameras without power, right? 

I am a buy n hold investor in northern Illinois and Southern Wisconsin.

It's not the right way to get things done but it only helps both parties. from investopediaThe FHA does not require the repair of cosmetic or minor defects, deferred maintenance and normal wear if they do not affect the safety, security or soundness of the home.

I live in Wisconsin, and it gets cold up here.

I started a Partnership with some friends and relatives who mainly are Stock Market Investors.The purpose of the Partnership, in this case an LLC, was to purchase a $1.5 Million 3 Family in Brooklyn, All Cash.3 months ago I told everyone to pull out their cash in the Stock Market.They completed their stock sales a few weeks ahead of the Market falling off the cliff.I then closed on the 3 Family at a very good Price, collected a $40k buyer's commission as I am also the Buyer Broker, and just finished renting the 3 Units, signing the last apt lease in a few days, getting approximately $6k per month in Cash Flow for the 1st year.Not only that, I am securing an Investment HELOC at a 50% LTV, so roughly $750k, which I can use to investing in the Stock Market.I had already anticipated the fall of the Market as the inevitable Corporate Tax breaks had to wear off eventually.There just isn't enough consumers that benefited, in my opinion, therefore Corporate Revenues cannot increase and profits has to either stabilize as the max Corporate Tax breaks levels off.Really, only one way to go.I am anticipating the decline to last for a while.As an Trader, however, I will eventually buy long term growth stocks but also hedge it with PUTs in case I get in a bit too early.My friends and relatives are ecstatic as they probably saved a decline in their net worth by as much as a $1 Million.BTW, there is an old saying, "It is easier to make the 1st Million than it is to keep the 1st Million."