appreciate you taking time to reply, that's very considerateI was going to put the property in the LLC anyway for the normal reasons - I don't think there's any harm in that for now, I'll keep consulting for the main point for what parts might look like a "sale" of the property.

There really isn't "conventional" financing for 5+ (Agency Multifamily is a different ballgame / product class) - so 5% not available

Dutchess county's parcel access has a "Sales" section in which you can filter by date, property type, building style, much like Zillow.

My husband did the bulk of the renovations but took no pay for his time during the renovation since we were strapped for cash and figured he'd just take owners draw for his time investment (LLC) after the sale.

Considering I currently have bad credit (dropped from a 769 to a formidable score after going in hospital) and no deals I haven't been able to receive the 100% Finanncing products from PMLs.

Massachusetts Single Family Housing Sales for January 2024: After a brief hiatus, lower inventory and sales fuels the march towards higher prices.

It's tight and if you didnt execute your business plan, your staring a cash-in refi or sale square in the face. 

You can have the house in production while you are working on permitting, site work, and MEP connections.

If you check out the youtube channel Home RenoVision they have some good ideas on there and aren't pitchy about particular products.

Purchase price: $389,000 Cash invested: $120,000 Sale price: $710,000 Investment Highlights:- Located in a fast and solid growing neighborhood close to restaurants, bars, art shops, art galleries and tech oriented co-working buildings. - ​Fully upgraded with energy saving high impact windows, new AC units, new electrical panels, plumbing, new kitchens, stainless steel appliances, each building has its own energy efficient washer and dryer, energy saving lightings, landscaping, new high quality porcelain floors.​- No flooding area.- ​8 street parking spaces.