I think one reason stick framing is more popular here is due to full basements being the normal construction method.

This is not normal unless they have pending bills they need to ensure get paid. 

@Anjali L.First you want to see if it makes sense of putting a personal residence into an LLC as an LLC is normally meant for business purposes.Furthermore, you may lose your homestead exemption by transferring it into an LLC.Other costs include cost to transfer the property(Title costs).Your insurance may go up.Best of luck.

As @Frank Jiang said, maybe a few employees working for the institutional players, working a hundred hours a week so they can have a nice salary and upper-middle-class lifestyle funded largely by debt and overspending, but actual people who actually salt away the wealth?

What is more disturbing is it seems like that kind of remark had some sense of acceptance or normality.

I normally use my own excel.

Only buy what you normally would buy, don't start blowing it out thinking you only have to meet the minimum - that's dumb. 

It would normally be their responsibility to tarp the roof. 

Normally, with Mexican banks, it's 50% and the interest rate is in the double digits!

If the tenants both work normal hours then what?