We get short term (year long or so) loans from private lenders and then refinance with banks after the property has "seasoned" (and they will go off appraised value versus what we have into it).

Buy vacation property further south so it isn't seasonal income. 

It helps limit your liability/risk and allows you to still make a profit while learning from a seasoned investor. 

My point is a seasoned investors who are in the business and own multiple properties  don't espond to mass marketed mailings. 

We're new to Bigger Pockets - But seasoned in the world of real estate investing. 

I would enjoy seasons!

I m dealing with local banks, so seasoning wouldn't be an issue but I'm not sure if they will do flash cash or if I will need transactional funds for this process.

Lot's of factors: it is nice piece of land, the area is "resortish" so there are a lot of seasonal rentals, etc. etc.

As you have found, this site is a fantastic wealth of information and I am so grateful to the seasoned investors for giving their time and posting on here so us newbies can learn from them.

John,Most banks these days will require seasoning of the asset before funding a refi (usually at least 6 months) and on a cash out refi, it is typically 12 months or more.