However, you may find that they offer loans with shorter terms like 15-20 years and possibly with variable rates instead of a fixed rate.

@Chris Seveney hits the nail on the head, you don't need concrete "legal proof" to provide to a realtor when submitting such offers.

I have researched some of the banks the threads recommend; BECU, Sound Credit Union, FirstTech, and a couple of other bigger ones but would like to see what a local bank would offer.

I am not an agent, but do offer advice and have a lot of resources that I have built over my career investing in my own backyard. 

I’m not entertaining low offers, so please only people interested in market price.TksJP

We have had 3 offer a that we accepted. 1st one the buyer financing fell through, second and third they back out.

The CU offered me $200k, interest only or principle and interest payments.

- Community Insights: Sometimes, neighbors or local real estate professionals can offer background information about the property's history and any significant incidents. 

The website is called The Offer Sheet and you can get a limited number of properties for free but to get access to the full list to pay $200 a month with the promise of 9-12 unique properties daily. 

I would love to show you different creative financing strategies that I have used to win offers and help my investors grow their portfolios.