Second question is the home in in a poa “he pays no dues and it’s not active was just placed when the house was built in 1990, which means technical short term rentals aren’t allowed.

Holding long-term Lessons learned?

We are looking for a loan broker as opposed to a real estate broker. 

We leveraged our expertise in property evaluation and market analysis to secure the deal at a favorable price of $93,000, ensuring both parties were satisfied with the terms and conditions.

Purchase price: $317,000 Cash invested: $30,000 Short term primary -> long term hold with a 3.25% interest rate.

We originally hoped to rent as a mid term rental in a smaller town with a hospital, but the market quickly became oversaturated for the small demand so we decided to shift to long term rentals on both sides.

Will the lender want to change loan terms/rates?

Impact on Market Dynamics: Do you think these changes will affect the overall market dynamics, particularly in terms of listings and buyer activity?

I'm researching the possibility of purchasing another duplex or a triplex within the next few months.My question is: Is there such a thing as an owner-occupied, non-QM loan for a multiunit investment property?

You are better off getting a Principal and Interest loan since you would be in the low to mid 7s at that PPP term.