To make money you have to get a good loan and leverage, appreciation hopefully, HOA can't control and keep it rented.   

Even if you are actively operating as an STR the lender will look to tax returns for income, so if it has been less than a year they will still go on LTR income.You need to factor in that your lender is going to underwrite any loan based on LTR income only. 

@Pedro Adolfo Garcia you will not get any loan from banks and your LLC will not get any loans for first 2 years as well.

For our previous investment properties we used a home equity loan and cash to buy and paid it off in a few years. 

I understand there are specific methods like cash out refinancing, HELOCS, and equity loans. 

You would buy with FHA loan -> refinance to conventional, purchase with FHA again, rinse and repeat...is this allow,if change to a conventional would my month cost increase?

Purchase price: $165,900 Cash invested: $16,000My first house that I purchased with the VA loan.

ANCHOR LOANS – I usually do not post on this forum.

**Tax and Term-Free Loans**Are you leveraging the advantage of tax-free loans against your policy’s cash value, with the added benefit of no mandatory repayment terms?

In other word, if seller doesn't want to pay buyer agent and the offer is coming using FHA/VA loan, it would be automatically rejected by seller.What a mess....