The 6.875% 7/1 ARM offers a lower initial interest rate, potentially saving you money on monthly payments for the first seven years, but after that, the interest rate can adjust annually based on market factors.

I listed this house well into the winter holidays and was getting a bit restless that I wasn't getting much action on it.

They will, however, be impressed by the fact that you took the initiative to find an underperforming listing, looked up the tax records, and cold called them.

The lender will qualify you (there's a rather 'red flags list' that is used) - as well as have you sign all the occupancy declarations - that pertain to the financing prior to closing.

Have your list and your max bid ready, but see what happens at the sale. 

I would like the listings to be similar in price across all platforms, but since they won’t be exactly to the dollar, I’d prefer Airbnb and vrbo to be the cheaper option over booking.com.

While I understand leveraging debt could yield higher returns over time, for these initial transactions, I prefer the security of buying outright.

Initially, I aimed to leverage platforms like Airbnb during away series, but encountered restrictions due to the HOAs regulations, prohibiting rentals for less than 30 days.

Isn't this the exact same thing as the fish example I just listed?

@Kyle Bergren will add this area to my list, thank you!