It will likely come down to cash on hand.

They will have relationships with creditors, or at the very least, know exactly what the creditor's parameters for settlement are. 

I've had problems when someone else claimed the property kicking me out of the account. 

I just picked up some replacement windows at the supply house , custom ordered . 

My condos in Edmonton (the ones I bought earliest, 2 years ago) have gone up about 20-30%, but I just bought them 2 years ago to 4 months ago. 

I received wrong information from people in the Portugal RE industry before so I'm not super confident the person I talked to is correct I'm just trying to get more data points.In case it's useful for others these are some other bits of info I've learnedRefinancing is possible but it is more expensive than conventional (usually the spread is 1-2% higher) and it is necessary to explain to the bank what will be done with the money.It is not necessary to wait to own the property for a certain time to obtain mortgage credit.

how is the crime rate?

My expertise is in the fix and flip space and now, I'm heavy into ground-up, new construction of DUPLEXES and Build 2 Rent (B2R).

I know there's a NorCal meetup coming next month which you'd be able to attend.

In finding a new place to reside, I would again require funds for a downpayment on the purchase of a new home or reside in a rental myself until I save up enough funds for another purchase.  3.