I'm looking for a way to free up my time and invest to give my family a better life.There are several ways to learn real estate investingSome people tout reading everything and watching youtube videos all day.

I’m particularly interested in learning about areas within the city that are promising for such investments.

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.

Would you recommend any YouTube channels, books, or podcasts to learn more about cash-out refinancing and similar options?

Hi Rakesh, if you are serious about learning multifamily and going all-in, then you should get trained. 

There was a lot new to learn.   

I'm particularly passionate about Oahu Area.Excited to learn and connect with you all!

You can easily do this on a spreadsheet, and it will take less time to track than finding and learning new software.

Alex can continue to self manage his inherited house to learns the ins and outs of property management.

You can easily do this on a spreadsheet, and it will take less time to track than finding and learning new software.