There are hard money lenders who will fund trustee sales (at least in AZ there are) for up to 85% LTC (loan to cost), and some of them will even finance 100% of rehab. 

Veterans can finance a loan 100% including closing costs without PMI.

Unlike my current active stratagy on my 19 SFH,  I will not be able to recoup the renovation cost back out of the property value by having an 80% Loan to value pulled on the back end because the buy price is just not good enough.

You typically borrow up to 75-90 percent of the purchase price and 100 percent of the rehab costs.

There are challenges everywhere for different reasons -- weather, building codes, tenant culture, competitive market, high cost of labor. 

In Chapter 9: The Multifamily Millionaire Model, Turner explains how you can use the cap rate formula to increase your ability to make wealth.

I am worried that  it will cost alot. the concrete floor is already ripped up.

In 2023, I received orders to relocate to Beaufort, SC, and was able to rent out my NC home immediately, generating approximately $500 in monthly cash flow after accounting for property management costs.

So, my suggestion would be to get into a position where you can handle the cost of maintenance without the warranty and save yourself the extra money that you're paying. 

Someone might wish to make the same cash-flow with double the doors because they generate SUBSTANTIALLY more wealth in the long run from mortgage pay-down and market appreciation with the increased doors and increased use of leverage. 4.