I am 'mature' in my RE career.  

@Aaron Klattappreciate the reply. no garage. i imagine building a standalone building would be quite a bit of money. triplex has 2 identical triplexes near buy. middle triplex has coin operated units (1 washer/1dryer) for all the triplexes to use. just looking to raise rents and more importantly get tenants who want to stay long term and most who decide they are uninterested is bc of this factor

This are the terms of the loan:- 5.5% fixed for 5 years, 7 year maturity, 25 year amortization (not great, but the bank is extremely investor friendly and has great products that will help us grow our portfolio faster).

Here in Oakland, 4plexes that rent for $4,000/month are valued almost identically to those renting for $8,000/month.

From a business perspective and identity protection, does it make sense to set up an LLC under my Solo K and funnel transactions through the LLC versus my Solo K?  

The local papers reported a con women got her name added to a deed, then got a $200K mortgage via false identity, took the money, then disappeared.

It also reduces your liability for your identity being stolen.

Two of the common areas of concern for LOCs I see out there is the 10 year maturity date and the adjustable rate.

HOWEVER- there have been times I’ve missed my goal date on repayment and have had to use other (still my, but allocated for something else) money to pay the debt off before maturity and adjustment to a MUCH higher rate.

I get the feeling their lease is not identical to yours and may have provisions in it that aren't in yours.