You'll be amazed at how quickly you'll grow as you hang out here on the forums.

To give you a bit more background, I graduated from A&M with a business degree, then promptly headed off to South Korea to teach English for a few years before starting my own business here (unsuccessfully), then moved on to the import/export consumer goods industry heading up the Korean market for a major New Zealand honey company.

An excellent idea Jon of writing articles to write the chapters of a book.And to your point of enduring fundamentals, the book "Think and Grow Rich" remains an interesting read that exposes and embraces fundamentals that are applicable to all types of businesses.

Many factors led to our founding father’s push for independence stemming from a growing friction between a young fledgling country and King George’s growing abuse through heavy levies and taxes.Historically, a government will take from the people as much as the people will allow, whether through ignorance or by force.

To be honest, I try not to depend on speculation, but I don't think we're done growing out here by a long shot and my location is pretty dang good.One main point that I'll also make, is that my expenses are HUGE living here by myself, so moving out would significantly reduce my monthly expenses by at least 300/month, if not much more, depending on if my gf lets me move in with her ;-) I would also pay off my credit card debt which costs me $250/month.To summarize with conservative figures:Refi with remodel- I break even monthly, left with under 20K to investRefi without remodel- I have negative cash-flow monthly, but left with about 30K to investSell- No cash-flow or appreciation possible, left with 35K to investMy main questions are, do my numbers make sense, and does owning a negative cash-flowing property make sense at all?

If so, you want to know who will work with a small number of units and grow with you.

If you can partner with someone to extract back some lost money great but you do not want to consume your time chasing pennies while you are making dollars.

There is also a condensed breakdown of the guide as a podcast here: BP Podcast 011 : The Ultimate Beginner’s Podcast For Real Estate InvestorsLooking forward to watching you both grow as investors and reach your goal of retiring early :) That's my goal as well!

The DFW contingent here on BP just keeps growing.

Ain't nothing wrong with growing your options by reducing your debt or working without it.