That said there does seem to be a good balance because you don't really notice which homes are the STRs unless you look for them (most of the time). 

@Abraham BerkowitzI suggest you focus on making money on this deal and not on reducing future hypothetical taxes. 95% of first-time flippers lose money on their first deal once everything is accounted for.

Their website is a little wonky, it doesn't seem to save all my info all the time and their bpo form is the shortest one I have ever done.

Building investor relationships takes time, but consistency pays off.

If you have any claims or some list particular claims in that time frame they will not accept new business from you.In speaking with the product managers I've given the example of a client with 50+ locations paying over 45k per year in premium having a claim for $10,000 and would they take the total account into consideration when this client buys another property... the answer was a hard no. 

Again thank you for taking the time I really appreciate your input!

The maximum special allowance of $25,000 ($12,500 for married individuals filing separate returns and living apart at all times during the year) is reduced by 50% of the amount of your modified adjusted gross income that’s more than $100,000 ($50,000 if you’re married filing separately).

Basically AirDNA makes my thesis and I prove it against real time available data on those sites.I am not an expert in Destin but Tampa area is a similar beach market and small condo's struggle as you are competing with hotels to an extent. 

North Charleston is prime time for finding investments.

I do know that if they occupied the property, they have some time to reclaim the property but would have to pay interest on the amount that you put into it.