I plan to use RE to diversify and for retirement - and I'd like to do it full time at some point. 

Hey ErikI have amazing credit I can get funds and do full rehab per my private guy But with 8% at 200k the piti is about what I can charge for rent to keep it affordable.  

The funding fee is waived if you have a service connected disability.

However, who specifically benefits from services like Offerpad or Opendoor?

Off the sales price is a better deal as it also discounts property taxes for life.Get written quote with your MORTGAGE middle FICO on the SAME day they give you a quote for a full documentation 30 year fixed loan no prepay and then you can see if their lender credit is worth it today.

Source a few contractors, walk them through the property, and ask them each for their best quote for a full gut renovation. 

If you were 30 days late they started eviction right away, if you paid up it would reset the clock until you were again 30 days behind.I got a note in the mail to say that this was my last chance and if I was late again when I renewed I would be MTM and that meant that I would have resign the lease or initial it every month,rent was $100 more for MTM leases, and if I was late while I was MTM it would not be renewed.Luckily I got that letter at the same time I got permanent employment with a huge IT Services company.Having permanent employment instead of working for a few months getting laid off and working again for a couple months fixed the money issue.You might want to do the same sort of thing.Raise the rent, make sure they know the rent is being raised because they cannot pay on time, and if they are late again, they will be kicked out even if they pay up.

You will need to create a full data deck on the property you own and what the 3-year appreciation, cap upside, etc has done for you.

I am not ready to list the property but know how important finding a good cleaning service is and do not live in the area and was wondering if anyone has referrals for reliable cleaners in this area ? 

Competitive Strategy and Operations: How do you maintain operational competitiveness against larger chains like Wawa, especially in terms of pricing, service speed, and customer experience?