If you just ask general questions, you may not find out some detail you really need to know.Jon

It would likely be mortgage fraud if you are not disclosing the full details to the lender.Assume lenders are more concerned about fraud now than they were in the past.

Please help detail these if you can.

Unless you are providing the equivalent of a mil-spec for the scope of work, there is a tremendous variable in materials, application, preparation, workmanship, project management, and 1001 other details.

Dean,:welcome:Thanks for taking the time to share all the details. it really does help to provide an idea of your background, your market and other details.

It is a tough way to make money if you have to stick to original details.

Shirley,Details matter.Broadly what you want is an investment property loan.

Can you go into more detail?

You are talking about their home, not a house.Without going into hours of detailed explanations on the matter, I might just offer you this advice...Approach any homeowner from an emotional standpoint, rather than a business one.Logic is not something high on their priority list right now.

The Denver Post had an article in todays paper with a very impressive and detailed map.