One exercise I do is I imagine every spend/investment using the 1% rule.

OR.Should a NEW investor instead exercise caution in purchasing a property UNTIL they have at least 15-20% down and additional funds for a rehab budget, regardless of the merits of the deal (so long that the deal cash flows). 

Chances are that you wouldn't trigger the due on sale clause.The lender can exercise the "due on sale" clause if the name(s) of the buyer are not the same name(s) as the members identified as the owners of the LLC.

I would exercise extreme caution when factoring a refi to pay off any debt.Personally, I am using a HELCO for my ADU project in San Jose, California.

I'm buying now, but everybody's crystal ball works differently!

After you sign, they won’t answer the phone when you need them, take forever to make offers and will not make “low ball” offers.

Real estate is another ball game, especially when it comes to interviewing.

If its been out there a while and seems to have potential, the seller does want to sell, so I'd be more inclined to try a low-ball if you can show legitimacy.

My husband and I own a home in CA and moved to another state for work but decided to rent it out so we keep the option to go back there some day.However, our first tenants were a military family and left before their 12 month lease expired (we do not live near a military base).Recognizing the challenges covid-19 poses, we reduced the rent so it is below the cost to cover mortgage and property taxes.There is one family that seems to be interested, and quite pushy, but has made an offer that is 10% below our adjusted asked rent.They gave us a deadline to get back to them, and basically offered a “bonus” payment that offsets their low ball offer a bit but even with that we are looking at 5% discount.And they insist on the 10% discount for the second year (hence their framing of the “bonus” payment).

They said that when they support other SBA loans there are usually fairly sharp teeth similar to these terms (but not as bad for sure) but that USUALLY there is only an issue if you miss payment/s -- that is usually when the SBA starts asking questions and/or digging into their ability to exercise these options.