I'm considering using an VHDA FHA Plus loan and obtaining a VHDA Mortgage Credit Certificate to purchase my first owner occupied investment property.

In my experience, as part of your loan, you will be asked to fill out an occupancy certification affidavit, in which you will declare whether you intend to use the property as your primary residence for at least a year.  

. $60- Flood certification - $8 vs $14- MERS - $12 vs $14- Processing fee - $400 vs. $450- Tax service fee - $94- Underwriting fee - $695 vs. $950- Government recording fee - $180 vs. $115- State tax / stamps - $923 vs $680TOTAL: ~$2800 for either lenderTitle charges- Title expenses (e.g. closing fee, title insurance, etc.) - $1580 vs. $1450I think I might be getting tripped up on what I'm counting as a "closing cost".

Then it came time to sending my certificate and funds to Les Vegas to receive a test date.

The sale is out of an estate, so they do not seem to have an elevation certificate handy.

In the same example, will I have to obtain the Lien Certificate and mail it to the custodian?

I have just started out in orange county tax certificate sale, gotten them at a good interest rate :) just wondering did anyone of you get involved in this orange county tax certificate sale?

Lots of heavy hitters buying up certificates....Morgan do you know an attorney who handles quiet title?

i regret giving home advisor my phone# cuz they have contractors on service requests YEARS after the fact, ie a remodel in nyc i submitted 2 years ago, they have contractors still calling me on that request, here in la county.what i gather is important is once decided on a contractor after inspecting work, etc is get their insurance certificate and call insurance to verify it is current and have the company assure me they are liable for anything that goes wrong while contractor is working on my property, etc also make sure they are using legal employees, ie what if they bring a helper that is not their employee but falls and get hurt, ditto what if they bring a next prospective client to show their work and they get hurt..so many bases to cover in today's litigious atmosphere!

I had located a “death certificate” for him in a nearby city that listed his exact name and age.