These tend to be barely qualifying for accredited status and want that money coming back to them right away for as much cash today as possible.

@Colby Wartman- thanks ...Int only arms can be a  huge issue ....these programs are part of what caused the meltdown in 2008  as  many  borrowers  were  barely able to pay the INt only payment and then when the  full amortizing payment  was adjusted - the borrowers  couldnt  stomach the signifcantly higher  payment ...if you plan to payoff or sell the property  before  5 yrs  - then it might be OK ...otherwise - I would stay  clear 

Currently I have just barely enough to get the down payment for the house paid, the bank wants me to fluff my account up a bit more until they’ll approve me for the loan.

Lastly, your pool is always going to be scraping by and they will barely meet the min requirements.

If there are any bare spots in the planter id move the surface dirt to check for old stumps.

His bed-side manner is business like and when a patient sees him, he barely speaks with them.

Here's a qucik mockup of the garage more matching the house.That foundation, wow, what a mess.If it were mine I would have a structural engineer and maybe a soil engineer come out and give an opinion on it.It's sheer weight may have made it crack off like that, no rebar, etc...If it's was salvageable, maybe I would jackhammer away the broken parts and reset the walls on the good part. making the garage smaller.Disassembling and bracing one wall at a time and increasing the overhang of the roof.Then when done, gypsum board the entire thing inside and paint it ceiling white.If it were  my personal garage I would Pink Panther insulate it and use a space heater for winter comfort.It could be a nice little gym for renter who works out.Also, I would have an electrician verify the electrical is hooked up correctly for garage (because the concrete seems amateurish I suspect the electrical may be too).

Actually, my ability to do a 20 second Google search works on all stories...And if you do a 20 second Google search, you'll find that the Editor -- John Wark -- who has the original video (and who superimposed the black line) says that he put the black line there to cover up the exposure of bare breasts.I know it's difficult to understand how girls in bikini tops could expose their breasts without completely taking their tops off, but if you do some more Internet searches, I bet you can find plenty of examples...

It barely cash flowed at that time but now we are seeing over $900 per door net profit.

I was inexperienced and bare qualified.