Kind of like buyers I have for commercial real estate.

Despite the market heating up they took me as a serious buyer and after I few months we got an offer accepted.When I told her the refrigerator was missing when I was there for the inspection my agent said, "Aw, helllll, no!"

I definitely recommend 1st time home-buyers look into this program!

Where do you obtain a buyers list?

Especially for the end buyer who’s strategy is using the property as a rental.For instance, if you have a property that CF +$500 per month, maybe it doesn’t matter whether you buy it for $80k vs say $95k.  

Hello All,First time home buyer here.

It's still an apartment complex, and in a decade I've never seen a seller who allows potential buyers who aren't even under contract to go through their tenants leases and units.

I was under the impression I wouldn’t need money because the contract would be assignable....therefore before closing I would contact my cash buyers to take over the property....what am I missing?

unless all buyers are rental investment. 

There are too many pitfalls for you personally, and lots of wholesalers end up defaulting on the deal when they don't produce an end buyer.