After removing ~5 tonnes of lath & plaster; replacing some structure damaged in a chimney fire in the building's past {estimated to have occurred prior to the 1930s before electricity was installed}; reconfiguring the space layout in half od the house {(re)moving 5 walls}; fixing additional structural and electrical faux pas by the prior owners and levelling the floors, we added ~3 inches of spray foam insulation (R18) into the wall cavities; rewired the house; and replaced all the original single pane, built in-place windows with Energy Star rated, triple-pane, windows {with glazings specific to their orientation}.We put the electric base-board heaters back in-place; by code we need to retain them as an auxiliary heat source to the ductless mini-split heat pump (2 heads) being installed next week.We are now finishing painting and trim.

This fact is important to understand if you have what I would refer to as "professional tenants" that know the system and how to work it.I am going to assume that the inspection that the tenant is referring to is their move-out inspection where you review the property for damages that have occurred during their stay.

A good property manager will make you successful, and a bad one can unfortunately cause a lot of economic damage, so choosing wisely is imperative!

I fell last week and damaged my artificial hip.

I’ll get a few more of the cabinets we replaced and the damaged areas we had to fix. 

So in that case, the damaged wood would/should have been obvious, meaning this is on your GC....

My written warning reminds them it is illegal, criminal behavior is grounds for termination, and that they will be charged for any damages or additional cleaning required.

Here's how I explain this to Buyer's.There are three main things that could cause you to default on the loan (which would likely make it less profitable for the lender).1) You don't pay your taxes, you get a tax lien on your property, you foreclose, the lender loses money.2) You have significant damage to your property, in theory you might not have the cash on hand to fix it (thus insurance), and you can't stay in the property, maybe stop paying your payments, you foreclose, the lender loses money.3) You don't pay your mortgage because of a life event that changes your income (thus why lenders underwrite you with stricter standards than pre 2008), you foreclose, the lender loses money.Even if you can poke some holes in my reasons above, if you're curious why something is a certain way, follow the money.

Apparently last spring, there was a freeze and some of the pipes burst causing significant water damage.

It's a 16 unit building that had fire damage and will need serious rehab.