I typically end up with 3-4% cash on cash.I know people are irrational and enamored with home ownership but there's got to be something I'm missing.Who would bother when you can certainly do better in a REIT and in many cases equivalent in a risk free CD @ 3.3% with click of a mouse?

Others waited and went through the typical eviction process. 

They typically build homes for an all in cost well under market value.   

The living room & kitchen floors are using white tiles and the room floors are vinyl.

They typically don't make repairs unless it will somehow impact their bottom line (code violations for example). 

Also, if you plan to house-hack your property you may be potentially qualified to get FHA financing which is much lower than a typical down-payment of 20%.

@Virginia ReasorSounds like a typical marginal deal .

There’s also an 80% rule, that a 40A circuit can be loaded or no more than 80% (32A) for devices that are typically on for 4 hours or more, which a kiln would apply.So by code, I think you should be installing a 50A breaker on 6/2 wire.

Jeff has told me on 2 different occasions that his paint guy, Brad Watson would be at our house to color match the paint and fix the stain on our homes, both days he never showed to paint our homes.

I understand that there is typically a max number of mortgages/loans that any given person can have (around 10 per person), so would it be best to have the loan in one persons name and on the next purchase it goes in the other persons name (if so are both parties on the deed)?