I like Stessa with how it sets up separate bank accounts per each my properties I don't like that it doesn't give the option to have like maintenance request or repairs from the tenants.

Think Multifamily and Rod Khielf are also good options. 

It's typical practice to look at out-of-state (OOS) marketplaces in order to improve cash flow, particularly in high-cost cities like New York.

Real estate is the long game, if you invest in 3-5 years besides the last 5-7 years you typically will not have significant equity gains, but when the govt pumps 6T into the economy that is why pricing went up and people made money, not because people became savvy investors.

Then you can get out of deal but bank won’t negotiate the rate Typically a bank will not lower your rate.

At a 6% cap-rate my property's worth approximately $1.9 million instead.Does anyone know of any options like this out there?

But, should be your fall back option, not your first option. 

Local REI meetups tend to be a good option to find good PMs (especially high touch MTR PM). 

You cannot market or sell a property legally without a realtor licenseYou cannot provide financial advice or foreclosure rescue options without certain credentialsHow you define helping them, especially if they want to stay in their home

They will remember you and keep you in mind for opportunities.You can also use the search option to look up Realtors and other professionals.Lastly, I recommend updating your BiggerPockets profile to share more about you, your goals, your service areas, and anything else you want to share with the community.All the best!