I prefer using the standard CamScanner because then I'll have an actual image of the card instead of just the raw info, but I guess you could use both.

Standard in this area is 1 to 2 percent.

I still stick to my standards with my investments and rehabbing.

However, you may set a standard for your business, that you will not go after deals where you will not net a certain assignment fee. 

I'm seeking a consistent cash flow for a five year period; a goal of $2k per month the first year, expecting to be at $10k by year 5, therefore, it is my understanding to seek properties that are positioned for rapid appreciation to best meet my goals.Yes, I would prefer to leverage our investment dollars by obtaining a loan.  65% - 75% LTV seems to be the standard with conventional lenders. 

Yes, actually many standard banks and financial institutional will not lend on a property that is not seasoned.

-credit check (you will be subject to regulatory rules ), but the point of hard money is that the asset being lended on is your primary security - you must be ready to foreclose   -paperwork for professional HML companies is more or less like a standard loan package with some different terms.  

http://www.lawlib.state.ma.us/source/mass/cmr/cmrt...Below is the Mass way of describing the law24.04: Required Insurance and Capital Program(1) An LLP or LLC must maintain in good standing professional liability insurance which meets the following minimum standards:(a)The insurance shall cover negligence, wrongful acts, errors and omissions and insure the LLP, LLC and their respective partners and members (M.G.L. c. 108A,

So evenings and weekends would be standard times for me.

I have a list of repairs/replacements of all sorts with standard costs & labor rates for this area.