Are you planning on holding these properties forever?

Plan B is that if I'm unable to refi, I'll sell off my only SFR and then I can pay off over 60% of the credit card debt and then I'll try again to refi.

Ultimately, everything unfolded according to plan, reaffirming the importance of perseverance and foresight in navigating complex real estate transactions.Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

I tend to ask them what they plan on using the proceeds of the sale for and if they have thought about being the bank and making that interest themselves instead of a bank.

We're planning to replace our galvanized pipe with copper this summer.

I’m planning to buy an investment home that is already rented.

With that said, my plan would be to continue getting as much overtime as I can at work, living with my parents in the few days that I'm off work, and investing in rentals in lower cost, higher cash flowing markets.

Since this is for 15 year life property or sooner, do you plan to hold the assets for that long or longer. 

My plan is to occupy the  property for a year (to utilize FHA), then rent it out and look for a new property. 

I plan to get a rehab done my rent in Memphis.