From the time we met, we did all the previous mentioned in just two years time, so we are definitely goal focused and not afraid to put our heads down and work!

How so? 

In August, Realtor/MLS rules change so that buyer agent written agreements are required, and the MLS will no longer state a buyer commission amount.

That's terrible, considering I can get a CD for 4% for 10 years, or an annuity at 6% for 10 years.Management companies want 20%, and property taxes and home insurance keep rising, considering I have no homestead exemption, so I am capped at 10%, not at 3%, and home insurance can do what it wants.Could someone please tell me where I am wrong, because in this case, it does not seem that this real estate is a good investment at all.

@Jason Rowlett If you are in city limits, I would call 311, and ask about building codes and minimum housing size.

The HOA might encourage swift action, but the authority usually lies with the city.PS: Texas counties have more power over land use regulations than cities in some cases, which can influence how properties in rural areas are managed after a disaste

So for example, a 761 credit score will be in the 760-779 credit category, then going down to 740-759 and so on.2.

I believe New York is attorney state, so we have to use attorney to do double closing and assignment deals, correct?

They don't want to get in trouble so they pay on time and many do hustle with multiple jobs as they try to create a better life for themselves.

@John Underwood So I create my own and there are two listings?