Use a small bar sink and a small  undercounter refrigerator and a microwave (like they have in a hotel suite.)

they are so afraid they simply can't deal with the realities and have stuck their head in the sand, their fingers in their ears and are going....lalalalala...I can't hear you. 3...panic and desparation.  

In theory the 30 year loan is the better option, but in reality I say it is up to you.

Except I get nothing except experience and confidence in the investor that I'm worth sinking a little time in.

Sounds like a great plan and that you have some resources available and are willing to sacrifice to make your dream a reality.  

Sure, the rates are fixed for 10 years for a lot of these people, but can they really make money if their delta compresses to 1.5% (which in reality is a lot less than that...)FED knows this.

A reality check never hurt anyone that I know of. 

I know its there life.. but the reality is only 1 out of 10 or 20 will actually do anything with the info..

It seems that creative financing for MHP is more theory than reality.

I am referring to independent offices, typically places like Reality Executives charge $50 a month which isn't a lot but they also expect you to sell which takes marketing dollars and more importantly time.