There are some non-financial reasons for having to buy a new construction that are out of my control, but I'm looking for advice in helping me decide the best route between 3 options (purchase will be all cash): Option 1: 3 bed/ 2.5 bath townhome in Wesley Chapel (near the lagoon). 

I've been really happy with mine, she's based out of San Diego but has helped me with my out of state properties.

Always receive help from the Gouvernement !

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NACA could call the loan if they think you didn't make a necessary choice, they do not consider paying off credit cards as okay.Your HELOC lender can also close the line if your FICO goes down or they find out they are in 3rd position.NACA is an amazing product no down, no PMI, low rate, no fees - you sure don't want them to call the loan.

Here are some pros and cons:Pros:Safety and Security: Requiring background checks for all adult occupants helps ensure that everyone living on your property has been screened for potential risks, such as criminal history.

Hope this helps!

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