I'm going to post something that I am certain will generate a huge amount of both positive and negative feedback.  

I have more than 4 mortgages (total 7 + Primary + HELOC) 1 Bank says that I cannot even Refi any single property and would have to do a commercial loan. 

And yes, expect to pay a higher rate than your primary residence.

This allows consistent positive cash flow for them.Others stay out of their lives and only communicate with them if there are any problems with the unit, quality/product services, and/or negotiating lease agreements.  

My fortune on my buy and hold doesn't change the fact that I'm now almost done winding down everything else I had acquired in the area leaving me with only my primary residence left in that area.

I also owned a primary residence (condo) in Atlanta for 8 years before selling and moving to Denver.  

The conventional financing guidelines were designed with the primary end user in mind for the most part with slight accommodation for investment or non owner occupied use (75% of gross income and other simplistic rules).Good post Ruddy!

Hello BPCultivating a positive mental attitude is essential, imo, to live a life which you are fulfilled mentally, physically, spiritually and financially.

A year later I was moved into a full-time position managing a 100-seat computer-based testing center on campus.

I'm hoping I can have a clean, smooth, and positive start to my investing career.